Piedmont Community Credit Union Your financial partner in the Piedmont
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Financing Your Dreams.
Simple, Affordable Loans.

Whether it's your first home, a new car, or personal needs, we're here to help you get the funding you need with competitive rates and flexible terms.

Our Loan Products

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Mortgage Loans

Realize your homeownership dreams with our flexible mortgage options, including first-time homebuyer programs, refinancing, and competitive fixed or adjustable rates.

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Auto Loans

Drive away with confidence. We offer competitive rates and flexible terms for both new and used car loans, tailored to fit your budget.

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Personal Loans

Cover life's unexpected expenses, consolidate debt, or fund home improvements with a personal loan designed for your unique needs.

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Home Equity

Unlock the value of your home. Use a Home Equity Loan or Line of Credit (HELOC) for major purchases, renovations, or educational expenses.

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Our Easy Application Process

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1

Apply Online or In-Branch

Start your application from the comfort of your home or visit one of our friendly branches for personalized assistance. It's quick and secure.

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2

Review & Approval

Our dedicated team promptly reviews your application, often providing a decision within 24-48 hours. We'll keep you informed every step of the way.

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3

Receive Your Funds

Once approved, receive your funds quickly. We'll help you finalize the details so you can achieve your goals without delay.

Loan Resources & FAQs

Helpful Resources

Frequently Asked Questions

What documents do I need to apply for a loan?

Generally, you'll need proof of income (pay stubs, tax returns), identification (driver's license), and details of any assets or debts. Specific requirements vary by loan type.

How long does the loan application process take?

Many online applications can be completed in minutes. Our review process typically takes 1-2 business days, with funding often available shortly after approval, depending on the loan type.

Can I apply for a loan if I have bad credit?

We consider a range of factors beyond just credit scores. We encourage you to apply and discuss your situation with a loan officer. We may have options available or provide guidance on improving your creditworthiness.

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