Piedmont Community Credit Union Your financial partner in the Piedmont

Website Terms and Conditions

Welcome to the Piedmont Community Credit Union website. By accessing or using our website, you signify your agreement to be bound by these Terms and Conditions. Please read them carefully. If you do not agree to these terms, please do not use our website.

1. Acceptance of Terms

These Terms and Conditions govern your use of the Piedmont Community Credit Union website, located at www.piedmontcommunitycu.com, and all associated services, features, and content (collectively, the "Site"). By using the Site, you agree to comply with and be bound by these Terms, as well as our Privacy Policy. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

2. Use of the Site

2.1 Permitted Use

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. This includes compliance with all applicable laws, regulations, and generally accepted online practices.

2.2 Prohibited Use

You must not use the Site to:

  • Engage in any activity that is illegal, fraudulent, or harmful to others.
  • Transmit any unlawful, defamatory, obscene, or offensive material.
  • Distribute viruses, worms, or any other malicious code.
  • Interfere with or disrupt the functionality of the Site or its servers.
  • Attempt to gain unauthorized access to any portion of the Site, other accounts, or systems connected to the Site.
  • Collect or store personal data about other users without their express consent.

3. Intellectual Property

All content on the Site, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Piedmont Community Credit Union or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this Site is the exclusive property of Piedmont Community Credit Union. Our trademarks and trade dress may not be used in connection with any product or service that is not Piedmont Community Credit Union's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Piedmont Community Credit Union.

4. Disclaimers and Limitation of Liability

4.1 No Warranties

THE SITE IS PROVIDED BY PIEDMONT COMMUNITY CREDIT UNION ON AN "AS IS" AND "AS AVAILABLE" BASIS. PIEDMONT COMMUNITY CREDIT UNION MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THE SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK.

4.2 Limitation of Liability

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, PIEDMONT COMMUNITY CREDIT UNION DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. PIEDMONT COMMUNITY CREDIT UNION DOES NOT WARRANT THAT THE SITE, ITS SERVERS, OR EMAIL SENT FROM PIEDMONT COMMUNITY CREDIT UNION ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. PIEDMONT COMMUNITY CREDIT UNION WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

5. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Piedmont Community Credit Union. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Piedmont Community Credit Union shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

6. Governing Law

These Terms and Conditions and your use of the Site are governed by and construed in accordance with the laws of the State of North Carolina, United States, without regard to its conflict of law principles. Any legal action or proceeding relating to your access to or use of the Site shall be instituted in a state or federal court in Charlotte, North Carolina.

7. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the website.

8. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

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